Poor Online Banking Experience: My Honest Review of Utkarsh Bank, ICICI Bank, and Suryodaya Bank
Poor Online Banking Experience: My Honest Review of Utkarsh Bank, ICICI Bank, and Suryodaya Bank In today’s digital-first world, online banking experience is no longer a luxury — it’s a necessity. Whether you are checking balances, authorising transactions, or managing family accounts like an HUF (Hindu Undivided Family) , seamless digital access is expected. Unfortunately, my personal experience with a few Indian banks has been far from smooth. In this blog, I share real issues faced with Utkarsh Small Finance Bank, ICICI Bank, and Suryodaya Small Finance Bank , especially around internet banking, OTP delivery, and HUF account usability. This review is based on actual usage, not assumptions. 1. Utkarsh Small Finance Bank – Internet Banking That Barely Works Utkarsh Bank offers competitive products, but its internet banking platform is extremely unreliable . Key Issues Faced Website does not open outside India If you are travelling abroad or an NRI temporarily outside Indi...